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Finally, today's discussion, you will have a better understanding of how credit cards work and how to use them to your advantage. Annual Fee: credit cards have annual interest rate applied to interest.

This is the amount of interest you pay if you had to pay interest only once a year. So if you have an APR of 15% would pay 15% interest, if only. However, interest is calculated once a year most of the cards is calculated once a month and there is a small amount of interest on the interest rate is credit history Connecticut adjusted annual return of the card. getting credit report The TRA is a more accurate reflection of the interest you pay with your card. Minimum monthly payment credit history Connecticut due: Credit cards have a minimum monthly payment is due if there is a balance on the card. Normally, this amount is estimated that a small fraction of all interest payments on your card. So if you have a loan of $ 1500 a payment of 20% interest somewhere in the order of $ 20.

Therefore, your minimum payment probably $ 25 - $ 40 depending on the company credit card and policies.

It is important to understand that paying the minimum payment is not a good idea because it will take a long, long time to repay your debt and pay much attention.